Effective September 30, 2008, changes to Ohio’s exemption and garnishment statutes took effect.  The law increases the exemptions the ddollar amount of certain exemptions, including the homestead, and expands a debtor’s use of the $400 wildcard exemption, which, prior to the ammendment, was available only in bankruptcy cases.  Beginning April 1, 2010, and every three years thereafter, exemption amounts will be automatically adjusted for inflation.  The timing of these adjustments will coincide with those made to the Bankruptcy Code.  The new las also amends certain aspects of Ohio’s garnishment procedure and modifies certain exemptions of property from attachments.